Fixed Benefit vs Comprehensive Insurance

Fixed Benefit Coverage

• Offers fixed limits in coverage for every benefit
• Cheap Coverage
• No Coinsurance
• Mainly designed to cover medical coverage and will not cover trip expenses like trip cost after the trip is cancelled
• Can go to any hospital or doctor
• Major Plans:
  Visitors Care, Visitor Secure, Inbound USA, Inbound Immigrant, Inbound Choice

Comprehensive Coverage

• Covers all the expenses up to plan maximum
• Price is more
• May or may not have coinsurance
• Offers coverage for trip expenses resulting from trip cancellation, Trip interruption...
• Visiting a network hospital or doctor is recommended to avail discounts, direct billing and other benefits
• Major Plans:
  Atlas America, Patriot America, Liaison Continent, Diplomat America, Visit USA