US Customer Support
Inbound Immigrant Insurance
(Non US citizens to US or Immigrants )
- Lloyd's of London
- A (Excellent) by AM Best
- Seven Corners
- Non US Citizens visiting or immigrating to US
- Plan must be bought within 24 months of arrival in US
Unique Features
- Plan is specifically designed for new immigrants awaiting coverage by Medicare and who have or are awaiting green cards
- $650 coverage for dental
- $75,000 coverage for travelers aged 70+
- Offers $2,800 medical coverage for maternity if conception happens 90 days after of the policy start date
Advantages
- Renewable for up to 5 years
- $50,000 home country coverage for 90 days in every 364 days period
- 24 months time limit to buy purchase the plan after arrival in US
- Pre-existing conditions covered as any other illness for insureds under 70 years of age
- Maternity coverage available
- Much higher maximums and more economically priced for travelers over 80 years of age
Disadvantages
- Pre-existing conditions not covered after 70 years of age
- $200 deductible for 70+ travelers
- Plan is only for travel to the US
Coverage Example:
The following table shows the amount paid by the plan and the customer:
| Expense | Bill Amount | Customer pays | Plan Pays |
| Deductible | $100 | - | |
| Hospital Room and Board | $3,000/day for 2 days | $1,000-$100 (deductible)=$900 | $5,000 ($2,500/day) |
| Surgical Treatment | $6,000 | $200 | $5,800 |
| Total: | $12,000 | $1,200 | $10,800 |
Policy maximum of the plan: $1,00,000
Deductible: $100
In-patient hospitalization expense: $12,000
The usage of deductible and coinsurance:
Deductible: $100
In-patient hospitalization expense: $12,000
The usage of deductible and coinsurance:
- You have to pay the first $100 as the chosen deductible is $100
- The fixed amounts paid by the plan for every expense is as shown in the adjacent table
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