Visitor insurance plans are for anyone outside their home country traveling for business or for pleasure. Note that some policies must be purchased within a certain period of the start of the trip. This insurance can be purchased for tourists, business people, foreign students, persons on K1 or fiancé visas, short term work visas, etc.
*Home Country": The home country is where a person resides and receives regular mail. It is usually your country of citizenship (in particular for US citizens). If you are a US citizen who resides outsides the US, but is taking a short trip to the US and need insurance, click HERE for your options.
Eligibility:
- Any legal visitor; if to the US, any visa status such as F1/F2, J1/J2, A1, B1, K1, H1B/H4, ...
- Any person outside their home country (Expatriates working overseas, missionaries ...)
- If you are a US green card holder, you options are more limited; click HERE
Major Plans
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Visitor's Care(IMG)
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- Coverage available for $100,000 up to 79 years and $10,000 for age 80 and above
- Renewable up to Two years
- Optional Heart Care Plus rider which covers heart attack or stroke even if due to pre-existing condition
- Pre-existing coverage of $5000 up to 69 and $2500 above 70 years
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Inbound USA
- Coverage available for $130,000 up to 69 years and $70,000 for ages 70-99
- Pre-existing condition coverage same as any other illness up to the age of 69 years
- Renewable up to 364 days
- $25,000 Evacuation, repatriation and AD&D; Benefits for Pre-existing conditions
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Atlas America
- Co-insurance waived in PPO network
- Covers pre-existing conditions up to the age of 70 years up to $100,000
- Covers complications in pregnancy during the first 26 weeks of gestation
- Ideal for H1B/H4 and F1 OPT status visa holders
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Patriot America
- Comprehensive medical coverage up to $1,000,000
- Renewable up to Two years
- Covers pre-existing conditions up to $20,000 for traveler less than 65 years
- Offers optional riders for coverage for adventure sports and medical evacuation
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