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Green Card Insurance
(Insurance plans ideal for Green card holders in the US)
Green Card holders are considered permanent residents to the United States. These people have specific policies for which they are eligible. Likewise, future or recent immigrants to the United States also have specific policies they can purchase. These plans are meant to be purchased for the longer term until domestic policies can be purchased. Most of the plans are renewable from 3 to 5 years. Short term plans can be purchased for 5 days to 12 months. Visitors planning to stay longer than 12 months should consider long term, international or global insurance plans.
Eligibility:
- Parents visiting the US for a short trip who have a Green Card, but reside abroad.
- Families or individuals living in USA on Green Card (Also known as Permanent Residents of US).
- New immigrants coming to US or living in US on Green Card or awaiting a Green Card.
- Some plans will have restrictions on the arrival time in US. In other words, plans must generally be purchased within 30 days of arrival to the US (although companies vary in this).
- Please note that plans from Seven Corners and International Medical Group (IMG) do not provide coverage to Maryland residents. Likewise, IMG does not provide coverage in the state of Washington. These restrictions are due to state laws.
- The plans here are for people who already hold a green card.
- If you are waiting for a green card, you have more options available to you and are NOT limited to these. However, you CAN purchase these as well and do not have to wait to have the green card in hand to purchase them.
Major Plans
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- No Coinsurance
- Renewable up to 5 years
- Coverage for pre-existing conditions up to chosen plan maximum per policy period
- Covers incidental trips (90 days per 364 days) to home country
- No Coinsurance
- Renewable up to 364 days
- Coverage for pre-existing conditions up to chosen plan maximum per policy period
- Choice of $50,000 or $70,000 maximum for travelers aged 70 years and above
- Plan pays 90% of the expense up to first $5,000 then 100% to plan maximum
- Not renewable
- Covers pre-existing conditions for all age groups
- Covers recreational sports
- Choice of coinsurance options
- Renewable up to 187 days
- Covers pre-existing conditions up to $15,000 for travelers under 70 years
- Look back period for pre-existing conditions is 3 years
- Covers incidental trips to home country
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