US Customer Support
Inbound USA Insurance
(Medical coverage for non-us citizens visiting US )
- Lloyd's of London
- A (Excellent) by AM Best
- Seven Corners
- Non US Citizens visiting US
- Plan must be bought within 12 months of arrival in US
Unique Features
- $70,000 maximum for travelers aged 70 years and above
- Covers pre-existing conditions up to chosen plan maximum
- Maximum period of the plan 364 days. For a new plan the traveler must visit his/her home country
- $550 dental coverage
Advantages
- Cheap plan for travelers visiting US for a short period of time
- The travelers have 12 months to buy the plan after arriving in US
Disadvantages
- Pre-existing conditions are not covered after 70 years
- Fixed benefit plan
- $200 deductible for travelers aged above 70 years
Coverage Example:
The following table shows the amount paid by the plan and the customer:
| Expense | Bill Amount | Customer pays | Plan Pays |
| Deductible | $50 | - | |
| Hospital Room and Board | $2,000/day for 3 days | $975-$50 (deductible)=$925 | $5,025 ($1,675/day) |
| Surgical Treatment | $5,000 | $600 | $4,400 |
| Total: | $11,000 | $1,575 | $9,425 |
Policy maximum of the plan: $50,000
Deductible: $50
In-patient hospitalization expense: $11,000
The usage of deductible and coinsurance:
Deductible: $50
In-patient hospitalization expense: $11,000
The usage of deductible and coinsurance:
- You have to pay the first $50 as the chosen deductible is $50
- The fixed amounts paid by the plan for every expense is as shown in the adjacent table
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