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Student Insurance - F1 / F2
(International students medical insurance for studying outside one's country)
All visitors coming to the USA on an F1 visa qualify for a special category of insurance called student insurance. These policies are made with studentsÂ’ needs particularly in mind and can often meet requirements of individual institutions. Also, US citizens studying abroad are also eligible for these plans in whatever country and for however long they need coverage. Student policies have excellent prices and coverage for these adventurous travelers.
Student policies must be purchased for whole months only. If your institution does not have specific requirements, you may be able to purchase a regular "visitor" plan which can be purchased for however many months and days you need the insurance.
Student policies must be purchased for whole months only. If your institution does not have specific requirements, you may be able to purchase a regular "visitor" plan which can be purchased for however many months and days you need the insurance.
Eligibility:
- Travelers to the US need to have an F or J visa to qualify for these student plans.
- Some plans are available to dependents of students or scholars (F2 or J2 visa holders).
- Some plans require a minimum number of hours enrolled in the institution.
- Some plans will meet institution requirements and can be much more affordable than those offered directly from your college or university.
Major Plans
View all plans
- Coinsurance options: 80% or 100%
- $250,000 maximum coverage
- Covers unexpected recurrence of pre-existing conditions up to $500 for US citizens only
- Sports-related injuries coverage up to the policy maximum for US citizens and $5,000 for non-US citizens
- Covers maternity as any other illness
- No Coinsurance
- Lifetime maximum of $5,000,000 with plan maximums of up to $500,000 per injury or illness
- $500 coverage for pre-existing conditions per year after 12 months of continuous period
- Optional coverage for adventure sports
- Available for J2 or F2 visa holders as primary insured
- Coinsurance is 80% is in network and 70% out of network
- Plan maximum of $250,000 or $300,000 for medical expenses
- Minimum waiting period of 6 months for pre-existing conditions
- $5,000 coverage for expenses incurred from treatment of sports related medical injuries
- Coinsurance is waived ($300,000 coverage) for charges incurred in PPO network otherwise it is 80%
- Plan maximums of $300,000; $250,000 or $200,000
- Minimum waiting period of 180 days for pre-existing conditions
- $5,000 coverage for expenses incurred from sports related medical injuries
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