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Study USA
- Lloyd's of London
- Travel Insurance Services
- Full time students enrolled at a university or a school (or those who will be a student within 31 days)
- Full time scholars affiliated with an educational institution and has at least 30 hours/week of work or research
- Applicant must be living outside his/her home country while being involved in educational or research activities
- Applicant must not have a residency status in the host country
- Full time status is waived to applicants in USA with F1 visa
- Full time status is applicable to applicants holding M1, J1 or other visa category
Unique Features
- Renewable up to 4 years as long as you are eligible
- Covers students aged up to 66 years
- 15 days of home country coverage for each 3 months of plan coverage
Advantages
- Covers new-born and adopted child for first 31 days
- Treatment received at a Student Health Center can enjoy in-network benefit
- For US Student studying outside US there is no PPO
- $0 deductible for US Students receiving treatment first at a Student Health Center
- Lesser coinsurance and deductible for international students receiving treatment in the PPO
- This plan is available for the state of Maryland.
Disadvantages
- At least 6 months waiting period for pre-existing conditions coverage
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