US Customer Support

Exchange Scholar J1 / J2

(Insurance to fulfil consular requirement for J1 and J2 visa holders)

The US State Department has specific requirements in insurance coverage for visiting research scholars on J1 (Exchange Scholar) visas. The same requirements extend to their dependents on J2 visas. Many student medical insurance plans can be purchased by the J1 scholar even though they are not students nor enrolled in courses. As visiting scholars, you have many options for your insurance coverage. Be sure to compare benefits to get the coverage you want while you are staying in the US!
Eligibility:
  • Most policies require the J1 visa holder to be the primary insured.
  • One policy allows for the J2 visa holder to be the primary insured (Patriot Exchange) as long as the J1 visa holder is already covered by insurance from the host institution.
  • If your institution requires a signed document, please contact us ahead of time so we can be sure the company will be willing to sign your form.

Major Plans

Atlas America

  • No coinsurance if treated within PPO network
  • Renewable up to 1 year
  • Covers pre-existing conditions up to $100,000
  • Adventure sports coverage is included

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Patriot Exchange

  • No coinsurance irrespective of where the treatment is received
  • Renewable up to 2 years
  • Covers pre-existing conditions up to $500/year after 1 year
  • Optional coverage for adventure sports

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Liaison Student

  • No coinsurance
  • Renewable up to 1 year as long as your initial coverage is less than 12 months
  • Covers pre-existing conditions up to $500 for US citizens only
  • Maternity coverage is included

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Study USA

  • Coinsurance of 80% in network
  • Renewable up to 1 year
  • Covers pre-existing conditions after 6 months of waiting period
  • Only plan that covers 100% 1 wellness exam/year

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