US Customer Support
Student Secure Insurance
(For International students pursuing studies outside their home country)
- Lloyds
- HCC Medical Insurance Services
- Applicant aged up to 65 years
- Applicant must be a full time student at a college or university, excluding online colleges and universities, or within 31 days of being a Full-time Student at a college or university; or must be a Full-time Scholar affiliated with an educational institution and performing work or research for at least 30 hours per week. The Full-time Student/Scholar status requirement is waived for Participants within the US holding a valid F-1 visa including those students on OPT or a J-1 visa. Full-time status requirements remain in force for individuals holding M-1, or other category visas
- Applicants must be living outside their home country to pursue their studies
- Applicant must not be resident in the host country
- Applicants in the U.S. must hold a valid education related Visa. A copy of the I-20 or DS2019 may be requested
Unique Features
- $300,000 maximum benefit per sickness/injury
- No Coinsurance for coverage outside US
- Covers maternity and routine nursery care of newborn
- Covers medical expenses incurred from injuries caused in intercollegiate, interscholastic, intramural or club sports
Advantages
- Offers coverage for mental health disorders, dental treatment, physical therapy and chiropractic care
- Newborn and adopted children are automatically covered for first 31 days
- 60 days benefit period
Disadvantages
- 180 days waiting period for pre-existing conditions
- Failure to pre-certify results in the customer paying 50% of eligible expenses
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