US Customer Support
Visitor Secure
(Cheap plan for US and Non US Citizens)
- Lloyds
- HCC Medical Insurance Services
- AA (strong) by Standard & Poors and A+ (superior) by AM Best Company
- Non US citizens in US
- Visiting families, friends and relatives in USA
Unique Features
- Offers fixed limits in coverage
- Offers coverage for pre-existing conditions up to 70 years
- $75,000 coverage for travelers age 70 -79 years
Advantages
- No Coinsurance
Disadvantages
- Pre-certification penalty is 50% of eligible expenses
- $10,000 coverage for travelers aged 80+ years
- Not available to applicants who are located in New York at the time of purchase
Coverage Example:
The following table shows the amount paid by the plan and the customer:
| Expense | Bill Amount | Customer pays | Plan Pays |
| Deductible | $100 | - | |
| Hospital Room and Board | $2,000/day for 3 days | $1,650-$100 (deductible)=$1,550 | $4,350 ($1,450/day) |
| Surgical Treatment | $4,000 | $700 | $3,300 |
| Total: | $10,000 | $2,350 | $7,650 |
Policy maximum of the plan: $50,000
Deductible: $100
In-patient hospitalization expense: $10,000
The usage of deductible and coinsurance:
Deductible: $100
In-patient hospitalization expense: $10,000
The usage of deductible and coinsurance:
- You have to pay the first $100 as the chosen deductible is $100
- The fixed amounts paid by the plan for every expense is as shown in the adjacent table
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