US Customer Support
Inbound Guest Insurance
(Medical insurance for non us citizens to US)
- Lloyd's of London
- A (Excellent) by AM Best
- Seven Corners
- Non US Citizens visiting US
- Plan must be bought within 180 days of arrival in US
Unique Features
- Plan life up to 180 days. New plan can be purchased after returning to the home country
- Pre-existing conditions are covered up to chosen plan maximum
- $100,000 coverage for travelers above 70 years
- $1,075 dental coverage for travelers above 70 years who have chosen $100,000 plan maximum
- Mental and nervous disorder is covered as other illness
Advantages
- $25,000 plan maximum is available for travelers looking for less coverage
- An affordable plan
Disadvantages
- It is a fixed plan
- Does not cover pre-existing conditions after 70 years of age
- $200 deductible for travelers aged 70+
Coverage Example:
The following table shows the amount paid by the plan and the customer:
| Expense | Bill Amount | Customer pays | Plan Pays |
| Deductible | $100 | - | |
| Hospital Room and Board | $650/day for 2 days | $110-$100 (deductible)=$10 | $1,190 ($595/day) |
| Surgical Treatment | $3,500 | $530 | $2,970 |
| Total: | $4,800 | $640 | $4,160 |
Policy maximum of the plan: $50,000
Deductible: $100
In-patient hospitalization expense: $4,800
The usage of deductible and coinsurance:
Deductible: $100
In-patient hospitalization expense: $4,800
The usage of deductible and coinsurance:
- You have to pay the first $100 as the chosen deductible is $100
- The fixed amounts paid by the plan for every expense is as shown in the adjacent table
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