US Customer Support
Reside Worldwide Insurance
- Certain Underwriters at Lloyds of London and Tramont Insurance Company Limited
- A (Excellent) by AM Best
- Seven Corners
- US Citizens living overseas for a long period of time
- Foreigners looking for medical protection in home country and while traveling
- Visitors age up to 70 years are eligible
Unique Features
- $5 million coverage outside US and Canada
- $500,000 coverage for coverage in US and Canada
- Offers coverage in fixed limits for every covered benefit
Advantages
- Renewable as long as you are 75 years
- 24 months look back period for pre-existing conditions
Disadvantages
- Deductible is per injury or sickness
- 180 days coverage in US in the 364 days period exceeding which the plan will be terminated
- 364 days waiting period for maternity
Coverage Example:
The following table shows the amount paid by the plan and the customer:
| Expense | Bill Amount | Customer pays | Plan Pays |
| Deductible | $150 | - | |
| Anesthetists Charges | $1,000 | $400-$150 (deductible)=$250 | $600 |
| Surgical Treatment | $4,000 | $1,000 | $3,000 |
| Total: | $5,000 | $1,400 | $3,600 |
Policy maximum of the plan: $500,000
Deductible: $150
In-patient hospitalization expense: $5,000
The usage of deductible and coinsurance:
Deductible: $150
In-patient hospitalization expense: $5,000
The usage of deductible and coinsurance:
- You have to pay the first $150 as the chosen deductible is $150
- The fixed amounts paid by the plan for every expense is as shown in the adjacent table
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