US Customer Support
Student Express Insurance
(Coverage for traveling student)
- United states Fire Insurance Company.
In specific US states it is Certain Underwriters, Lloyds of London
In California it is Seven Corners Insurance Services - A (excellent) by AM Best
- Seven Corners
- Non US and US citizens aged 12 to 64 years pursuing studies outside their home country
- Applicant must be engaged in full-time educational or research activities
- Non US Citizens must have a valid J-1, H-3, F-1, M-1 Or Q-1 visa
Unique Features
- Available to students only
- $250,000 maximum coverage
- 3 coinsurance options available
- No coinsurance
- Plan pays 80% up to plan maximum
- Plan pays 80% of the first $10,000 then 100% to plan maximum
- Benefit period is same as the period of coverage
Advantages
- For US citizens no copay for written prescription medicines
- Coverage for physiotherapy and spinal manipulation
- For US citizens $500 coverage for unexpected recurrence of pre-existing conditions
- If the initial purchase is less than 12 months, the plan can be renewed for a total of up to 12 months
Disadvantages
- No coverage for dependents
- No coverage for maternity
- For Non US citizens no coverage for pre-existing conditions
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